![]() ![]() We maintain a firewall between our advertisers and our editorial team. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. ![]() Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We do not include the universe of companies or financial offers that may be available to you.īankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. But this compensation does not influence the information we publish, or the reviews that you see on this site. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. The offers that appear on this site are from companies that compensate us. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.īankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.We are an independent, advertising-supported comparison service. We are covered by the Financial Ombudsman Service (FOS). We adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). ![]() Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278, 169656 respectively. Registered office 25 Gresham Street, London EC2V 7HN. Registered Office: The Mound, Edinburgh EH1 1YZ. Registered Office: 25 Gresham Street, London EC2V 7HN. Lloyds Bank is a trading name of Lloyds Bank plc, Bank of Scotland plc and Lloyds Bank Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are separate legal entities within the Lloyds Banking Group. The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. However, if interest rates rise, a fixed rate loan will remain at the same rate.Ĭalls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. There is always the possibility that interest rates may go down, leaving a fixed rate loan at a higher level compared to a variable rate loan. This figure is not necessarily the rate you will be receiving and is for illustrative purposes only. Our representative APR applies to all unsecured loans with a borrowing amount of up to £25,000 and for businesses with a turnover of up to £25 million. The representative APR is an illustration of the highest rate that we expect to offer up to 51% of successful applicants.Īpplicants may receive a different rate of interest based on their individual circumstances. Total amount payable £10,424.40.ĪPR means annual percentage rate of interest charged against your loan which is a combination of Bank of England Bank Rate (variable) and an interest margin which is fixed for the term of the loan. Total amount payable £10,484.40.ĪPR means annual percentage rate of interest charged against your loan which is a combination of Bank of England Bank Rate (variable) or Fixed Rate Cost of Funds (fixed) and an interest margin which is fixed for the term of the loan.ġ1.5% APR based on an assumed unsecured loan amount of £8,000 with 60 monthly repayments of £173.74 at an annual interest rate of 10.95% (variable). 11.8% APR (variable or fixed) representative based on an assumed unsecured loan amount of £8,000 with 60 monthly repayments of £174.74 at an annual interest rate of 11.20% (fixed). ![]()
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